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Advantages of Having a PayPal Account

In this day and age, a lot of online transactions are handled using a PayPal account. Don’t have a PayPal account, no problem. Sign up now! PayPal is a web service that takes care of money transfers and payments over the internet, providing an alternative to traditional methods of money transfer like checks or money orders.

A PayPal account is financed via a debit bank account or a credit card. On the other hand, those who receive payment using PayPal may deposit it in their respective PayPal account, request a check from PayPal, or request a transfer to their bank account. Here are several advantages of having a PayPal account that is worth learning.

The first advantage of having a PayPal account is being protected when doing online transactions. PayPal serves as a third party mediator so that you need not to disclose too much financial information, such as your credit card number or your bank account number, when transacting with a total stranger over the internet. PayPal will only necessitate both parties to share their PayPal account details with each other when transacting. Furthermore, PayPal also encrypts your connection to the website, so that you stay protected from hackers.

One more great advantage of having a PayPal account is that it is very economical. If you just plan on using PayPal for online shopping, you do not even have to pay a cent to use the service. On the other hand, if you wish to sell online or employ PayPal in your business, the premier and business account does not charge an annual fee. You will only need to pay a percentage of each transaction. In addition, this percentage is indirectly proportional to the amount of your monthly sales, meaning that the more transactions you get each month, the lower your fee per transaction you will pay.

Last but not the least, PayPal includes a protection policy for their users, whether they be a buyer or a seller. They are called PayPal buyer protection policy and PayPal seller protection policy and they are specially built to help make transactions more favorable to both parties.

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